meeting goals
I am bent on getting to my $15,000 My Own Home Fund goal by the end of the month. That means that between yesterday’s paycheck and next week’s paycheck, I’ve got to get it together. It’s taking longer to get this money together than I thought it would, because of IRA contributions I’ve been making and because of stuff I don’t usually have to pay for each month, like car maintenance, car registration, annual parking permit fee… This car keeps coming up. I could count up the full tally, including next month’s state inspection, but I don’t want to piss myself off too much. I’m just going to do what I have to do to meet my goal and keep it moving. Although I’ll admit, my car is not my favorite possession right now. It’s five years old now. It doesn’t give me any problems, but it’s not fully paid for (I bought it used). You know when I get into the house, my first priority after strengthening my emergency fund will be getting rid of debt, right? You know that includes my car loan, right? Can’t wait to kill that debt. That way, all I’m paying for will be maintenance, insurance, and miscellaneous fees, not all that PLUS the stupid car payment.
You always make me laugh.
Comment by Amber C — November 21, 2008 @ 10:43 am
Love your blog! My wish is to become a homeowner as well and have a substantial downpayment which you will have by the end of the year! Your blog is a testimony and inspiration to those of us working our way out of debt.
What’s going on with your knitting? That’s a potential biz opportunity. I thought of your knitting creations after returning from an Arts and Craft Show in VA. The number of vendors were low (73 versus the usual 150 or so). Yet the artists were there with their beautiful products from basket weaving (Mary Jackson of NC, 2008 McArthur Foundation Genius grant recipient) to glass, sculpture, textiles and handbags.
Happy Saving!,
Val in VA
Thanks, Val! I’m really glad to know that my story might let some other normal people like myself know that there’s hope for all their saving efforts! You know, I’m still a beginner, but my stitch is getting neater and I’m starting to get more ambitious about the kinds of knitting projects I might try. Making money from it would be cool - but I’m pretty sure my knitting isn’t quite there yet!
Comment by Val D. Parker — November 30, 2008 @ 6:33 pm