hold or save?
Since I’m certain that my current job will be finished before the end of this month, I’ve asked myself whether or not I should stop putting my money into my ING account. If at any point I need that money while I’m looking for another job, I would have to wait a few days while transferring it from my ING account to my checking account. Maybe I should keep some money right here in my checking account, where access is easy.
But I won’t. I don’t want the access to be easy. I want to have to plan ahead for expenses. I want to have think twice about whether or not I want to go through the hassle of getting money out of my Emergency Fund, which I’m still in the process of funding. (This is why I still don’t have an ING checking account.) So, I am still saving at the same clip, still putting my savings in the ING account, and as long as I keep planning ahead, I shouldn’t need to keep my money in my checking account for easy access.
Good move! I wonder if ING did that on purpose @ 2 days to get your money. Make you think twice!
Comment by Laila — October 2, 2008 @ 10:15 am