anxiety
I really like the money I’m making now. There’s so much of it, and it comes every week! A year or two ago now, a $500 tax bill would have really been hard to deal with. But now, with a little extra knowledge, and all this money, reducing and then simply paying my tax bill is no sweat.
Where am I going to work after this, and will I be able to get this much money? Every job I’ve ever taken has paid me more than the previous job. What if the job market is so tight that I won’t be able to get the same amount of money or more when this project is over?
And if I AM able to put away enough money to start shopping for a house, how am I going to get approved for a mortgage without having a permanent job? And how will I build my savings back up quickly enough to have an adequate savings cushion to feel comfortable taking on a mortgage obligation?
And with all of this focus on the house, how in the world are we going to have enough money to have even the simple wedding that I want?
I’ve been doing great so far, despite a weird economy and having been laid off a few months ago. But just because I’ve gotten rid of all my revolving debt, doesn’t mean that I don’t have financial concerns. My net worth is still tens of thousands below zero. I still have student loans and a car payment. A mortgage will still add to my liabilities, even though it will be secured debt. And I still don’t have enough money in my retirement savings. My financial journey is far from being over. I thought I wouldn’t have much to talk about once I became revolving-debt-free, but I was wrong - there is so much more on my horizon.
