mind jumble

September 20, 2007

Financial things on my mind lately:

I sure hope I can lift up my salary at least by 10K in the next 6 months…

I really want to start investing.  Now.  But I think it’s better to wait until I’m out of credit card debt.  I just want to increase my assets - it’s great that my liabilities are shrinking, but my assets need to grow too.  Speaking of which…

I have to sit down and reconfigure my paycheck, given next month’s new 401K contributions… I need to hit up the IRS’s withholding calculator and decide how much I feel comfortable diverting directly to my savings account once the change happens.

It’s good that I’ve set up my bill pay, but I still have to have my auto debits for student loans,  insurance, and EZPass switched to my credit union account so I can finally move my direct deposit there and dump my stupid $200-minimum-but-we-won’t-pay-you-interest bank.

Dang.  Bus token prices are going up.  Gotta figure out how or if I should change my transportation withholding. 

Time to start Christmas shopping.  I hate malls after Thanksgiving.  I have no idea what I’m getting anyone (except my baby), but if anyone asks me what I want, it’s cold hard cash for next year’s down payment on the house.  I’d like to make gifts, but there’s only so much crocheting/knitting my fingers and attention span can take.

I wonder if there’s an easy way to make money on the jackets, suits, dresses and shoes I’ve decided I’m not keeping anymore since I never wear them and probably never will again.  (I hate holding on to stuff that just takes up space for no good reason.)

Sheesh, I haven’t put anything to the side for the wedding yet.  I should, huh?  I will, just… I’m doing so many other things right now.