avoidable mistake
Messed up again. The $19.98 I spent on gym pants was spent with my debit card. But I didn’t note that in my register - I would have if I had the receipt. Buuuuut I don’t. Soooo I thought I had $19.98 more than I have in my checking account. Which really is unfortunate because that little mistake will cost me $15.00.
My bank charges $15 for any month in which the balance on either my savings or checking account dips below $100.00. Guess who dipped?
I keep debating whether or not the convenience of having and not switching my bank is worth these little $15 dings. But in this case, I’m glad that being off by $19.98 means a $15 ding instead of a $36 insufficient funds fee. In any case, I’m really disappointed. I’ve been doing so well with keeping up with my ends and keeping my balance in my register to the penny. All it takes is one lost receipt to mess up stuff.
It’s OK though. Maybe I needed this little $15 mistake to get me to be more conscientious… before I mess up and make another, more lucrative, mistake.
