all over the place
This is a learning process.
I have no qualms about my thought process being all over the place from post to post. I have gone from wanting a Roth badly to postponing it in favor of exclusively using my 401K, at least for now. I will probably continue to go back and forth like that. This is a learning process. I have never done what I am trying to do before. My parents, who are in debt and have no savings or investments, have never done what I am trying to do before. At this point, I probably have more personal finance knowledge than they do. I don’t have a financial advisor, yet. I haven’t read all of the books or all of the articles. My guides are the things I read in articles and blogs, the example of others who’ve made progress, my values, and my own dreams for myself. My decision making ability will develop with more experience. And I may never become a guru. But I will learn what I must to get out of my consumer debt and into my house. I will do what I must to live below my means so that I can save for my future. I will analyze my decisions over and over again to make sure they make sense given my personal situation. And along the way, I will doubt myself, or have confidence, or change my mind, or stick to my guns. It may be a rollercoaster. But whatever I do, I will keep going and not give up. My progress bars will get all the way over to my goals. Somehow. No matter how many times I revise and rewrite.
